Financial education · zero jargon

Money skills they don’t teach in school.

Apps, videos, courses, and a book that make personal finance and investing finally make sense — built for teens, young adults, and anyone starting from zero.

Start here — it’s free →

▶ Watch on YouTube

For teens · students · first paychecks · fresh starts

iOS apps · The book · Udemy courses · YouTube · Bitcoin accepted

Choose your starting point

Four doors into the same goal — money that works for you.

New to money?

Follow the free five-step roadmap — from first budget to first investment.

Start the roadmap →

Want a tool?

iOS apps that build the saving habit for you, one week at a time.

See the apps →

Like to read?

One book covering the whole foundation, in plain English.

About the book →

Ready to go deep?

Step-by-step video courses built for true beginners.

Browse courses →

iOS app

FirstStack — budgeting for your first paycheck

Track spending, auto-save toward goals, and build the habit that makes everything else possible.

Set up in three minutes
Auto-save rules like “save $5 every Friday”
Streaks that make saving stick

Download on the App Store

Join the waitlist

The book — paperback & ebook

One book. The whole foundation.

The Start Here roadmap, expanded into a weekend read. Budgets, credit, first investments — plus a no-hype chapter on bitcoin.

$24 paperback · $14 ebook

Buy the book

₿ Pay with bitcoin

Secure checkout, your choice at payment: card (by Square — your card details never touch our server) or bitcoin (via our own BTCPay Server — wallet to wallet, no middleman).